Embark on a profound exploration of the delicate balance between fear and opportunity, a journey that uncovers the power of courage in the face of the unknown. Through personal stories and market insights, we discuss the irony of fear's increase with more to lose, and the necessity of overcoming it to grasp hidden chances for growth. This episode unpacks financial decision-making within family dynamics, contrasting conservative and aggressive strategies that shape our wealth-building potential. With a special guest lending their expertise, we delve into the complex interplay of paying cash for assets versus leveraging debt and how such choices echo through our financial futures.
Listen closely as we dissect the impact of self-help advice on our financial skepticism, urging an approach that favors critical thinking over blind adherence. The conversation navigates through controversial concepts like celebrating failures and uncritically accepting motivational rhetoric, challenging listeners to differentiate between learning from defeats and reveling in them. Personal anecdotes about the pitfalls of laziness and bad habits add relatable depth, encouraging a proactive stance towards financial literacy and self-improvement.
In the realm of business growth and personal development, our discussion spotlights the indispensable role of a diverse team. Sharing insights from varied perspectives, we illuminate how different personalities contribute uniquely to success, from the cautious to the visionary. We also tackle the mantra of 'paying yourself first,' evaluating its practicality against the backdrop of individual financial landscapes. Join us on this intellectually invigorating ride that promises to expand your financial literacy, sharpen your skepticism, and bolster your bravery in the financial game of life.
FYI OUTRO
Embark on a profound exploration of the delicate balance between fear and opportunity, a journey that uncovers the power of courage in the face of the unknown. Through personal stories and market insights, we discuss the irony of fear's increase with more to lose, and the necessity of overcoming it to grasp hidden chances for growth. This episode unpacks financial decision-making within family dynamics, contrasting conservative and aggressive strategies that shape our wealth-building potential. With a special guest lending their expertise, we delve into the complex interplay of paying cash for assets versus leveraging debt and how such choices echo through our financial futures.
Listen closely as we dissect the impact of self-help advice on our financial skepticism, urging an approach that favors critical thinking over blind adherence. The conversation navigates through controversial concepts like celebrating failures and uncritically accepting motivational rhetoric, challenging listeners to differentiate between learning from defeats and reveling in them. Personal anecdotes about the pitfalls of laziness and bad habits add relatable depth, encouraging a proactive stance towards financial literacy and self-improvement.
In the realm of business growth and personal development, our discussion spotlights the indispensable role of a diverse team. Sharing insights from varied perspectives, we illuminate how different personalities contribute uniquely to success, from the cautious to the visionary. We also tackle the mantra of 'paying yourself first,' evaluating its practicality against the backdrop of individual financial landscapes. Join us on this intellectually invigorating ride that promises to expand your financial literacy, sharpen your skepticism, and bolster your bravery in the financial game of life.
FYI OUTRO
Well, that sucked. That was a true rug. That hasn't happened for a long time. I had my backup on the desktop. I usually can have like if it rugs on my phone. I'm just sitting here, I'm in my good zone. Twitter has a space going with Elon right now. I think I saw that earlier, so maybe others got rugged as well. Darn it. I'm so sorry, dap. You were in the middle of speaking. Why don't you keep going?
Speaker 3:That's alright, I'll just go back to these five different little pieces here instead. I touched on fear. I definitely. I used to be less fearful, but now that I have built up some, it's definitely more there. So I'm going to try my best to put that to the side and not really think about it so much.
Speaker 3:Sinusism I don't really have that much of a deal with that, other than Part of the thing that I had with that was that's just the noise that you just don't have to listen to. There's clear indicators too, though. With the cynicism you hear other people saying through the news or whatever the media, you just need to think about what the market is going to do instead of, as he does, opportunity, instead of seeing his fear, to just do what the rest of the sheep are doing. He sees it and this is how I've been too If there's some sort of stock or something like that, that make an announcement that it's going to do real poorly or some events happened or whatever. If we're going to have a massive hurricane in the Gulf, oil prices are going to go up, the tankers aren't going to be able to get to port, there's going to be a little bit of a shortage or whatever. It's just things like that. People will go, oh no, gas prices are going to go up and then they're going to bitch about gas being high. Then that was an opportunity where you could have got some oil or whatever futures, and then you could have dealt with it. There's a lot of people out there don't even know how to do this first step. It's becoming educated and knowing how to be able to seize the opportunity too. Laziness definitely gotten lazier. That's a hard thing to overcome. Even if someone is physically fit, they can still be lazy. I think about.
Speaker 3:I hate to bring it up again, but my dad. He's the Dave Ramsey follower of. He is fit's poor dad, so perfectly like the perfect little peg in a puzzle. He puts in overtime, everything constantly works and he gets paid, he pays taxes. He would talk about building some storage units a couple years ago. It still hasn't happened Now. I talked to him and I was like hey, you're charging too less for your rent. He paid, he had double and he finally talked to his renters and got him to go somewhere else and it did need some stuff done to the building. But I was like I'm not going to put the storage units there. He's like I think I'm just going to rent out. That's him playing it safe Again.
Speaker 3:If we had built them a few years ago it would have actually already been paid off. It was just an opportunity where he let fear get in the way of doing something. I know it would have worked out, even looking at the stuff, but that's just one of those things that you got to. I understand where he's coming from, taking financial risks like that and stuff. Then I brought up to him hey, if we were going to do this or whatever buy this house and rent out for this or whatever we'd be making this or whatever he goes. Oh, or we could pay cash for the house and then we could rent it out. Imagine that I was like that sounds terrible, because you're throwing all that cash that could be sitting somewhere else doing something else, when you could have used a portion of it as a down payment and then the rental income would have made the payment. Yeah, I get that. There's risk with that. There could be something happen with the renters. They destroy the place, all these other things.
Speaker 3:Yeah yeah, yeah, yeah. Well, that's the chicken fucking littles that he's talking about coming in to your thoughts. You're either going to do it or not. Then that comes into the bad habits part. There, too, I have bad habits. Yes, I'm bad about not having my books up to date and looking at stuff the right way or whatever, and that stuff that I'm going to work on I don't pay myself first. That's probably the worst thing that I've ever done. I've still pretty much not paid myself for the business I have. I continue to quote unquote reinvest it into the business, so it'll grow. Wow, that's been the worst decision I've made, probably because, after seeing it here and everything and understanding how my mindset works, fuck that. Fuck what I did in the past. I should have never done it that way, because it's allowing me to continue to let things go the way they are instead of being forced.
Speaker 2:Quick question for you dad yeah, Do you feel that if you would have paid yourself his rich dad, his idea would come true? It forces you to sell more. Bring in more clients to be able to yeah, Interesting.
Speaker 2:Yeah, I didn't get a chance to really think on that concept much, because I've had many periods where my partners and I, or in other ventures, I've paid myself, and that was great. I've had other ventures where that wasn't an option, and that was great too, because that's the only way it could have worked. I don't know if I've ever really had a take on this. It's kind of like whatever option is best at the moment. I'm definitely open to it, though you have a good example there of it working versus not working. You think it would have? Huh?
Speaker 3:Yeah, because anytime we get to a point where the cash flow was off or something like that, and then we end up like say that we have like I don't know, like $10,000 or $20,000 worth of stuff that's not come in yet because people decided to wait a little bit to cut a check, then it's like, are we good? Because it's cutting it off damn close on the bank account balance and everything. Then it's like, well, I need to like upstart some business just to make sure that we're good. Then if I just kept myself, if I had just gone ahead and taken money out and pay myself and kept that at a low balance, I would have constantly been trying to fill the damn thing up. Now I'm here kicking myself in the ass with all that stuff that I could have had, probably. And then it also would have grew my business as well, because it would have forced me to go and get more clients. It's keeping me. It would have kept me hungry constantly. I mean it would have taken away from other opportunities, potentially, because my focus would have been on my computer business instead. But it would have helped the computer business for sure, because I mean, that's just what you do If I were to teach it on how cash flow works and how cash is.
Speaker 3:Cash is the blood of a business. It's what it has to have in order for it to survive. You lose blood constantly. You have overhead, you have employees. You have electricity.
Speaker 3:You have things that happen like somebody shooting your fucking window and it's $500, and you don't expect that sort of stuff. You have property taxes. You have all sorts of things. You have pissed off customer for some reason and then you have to make things right with them. Things happen, a board doesn't work because who fucking knows, and then you end up it looks bad on you and you end up buying them a new device or something. There's all these different things that happen and you don't think about. I'm going to start paying myself because of this stuff. I mean, I have got to. It's what I'm supposed to do anyways. I'm so sick and tired of being like oh well, I've always been like this. It's like I wait for the stars and everything and planets to align and stuff and everything's perfect. Well, it hasn't fucking happened yet. It's time to do something different and it seems that that's going to be the best way for me to do things.
Speaker 2:Would you say that you have the stomach for it, and not everyone does.
Speaker 3:Yeah, especially now. But I mean it's also because I've been doing this for like 15 fucking years now and I'm getting sick and tired of not having money from it like I'm done. It also would have put me potentially in a position who knows where the business may have failed at some point in time and may that have been a blessing in disguise, could have been, I don't know. It's just one of those things that not everything is meant to last. Nothing lasts forever. It's the opportunity. I mean like any meme coin that come out in retrospect, it has its moon and then it has its flat line where it goes nowhere. It's the same thing with things in real life. I mean not every day in the future, or someone in a computer support or something like that. People are more into fixing their own devices. That's things that happen. Everything's in the cycle. I mean, in the very beginning, computers and stuff were so much harder to work on. People didn't know so much about it. You had to navigate using command prompt and stuff. That's all you had. You didn't have a desktop where you moved a mouse. Now people are doing work on their cell phones. It's the thing that they throw in their pocket. You literally do everything there. You got the same camera on iPhone 15 Pro Max. It takes very similar photos to a full DSLR camera that costs twice as much. Then you got all the other stuff it does. You literally start and run an entire business just off of your cell phone. It's completely different than it used to be. We had programs that are completely automated and you just go through and go oh it's expense, income expense, oh, that's this. Then, boom, you've got your months worth of quid book stuff done or whatever. I mean you got to sit and do it. It's completely different than it used to be. I just think they really get my ass in the gear.
Speaker 3:Then number five, on arrogance. It's going to sound arrogant, but I've never really had a problem with that, really, because I've always been the sort of person that's not about you arrogant fuck, I'm really not that arrogant. I've always, especially in business without my own business, I always do what's right for a customer because I know that building up trust and everything with the people is the best thing that you can do. Obviously, you got to look out for yourself, but it definitely comes back to you and, especially if you have competition and everything, if you can do a higher quality job and you're able to make customers happier, then eventually you know you would win them over. If there's, you know, competition hopefully. But yeah, I need to pay myself for sure.
Speaker 2:That's awesome that you had a takeaway like that. I had a similar takeaway. I'm just glad my partners and I started doing that, so I guess it was a confirmation for me with my current partners when we finally yeah, that was a good. I guess confirmation Like, yes, that's good. Well, imagine if you hadn't paid yourselves.
Speaker 3:Could you see yourself growing to hate your business because you'd be like oh, this is saying I'm going to and it's not doing me anything. Why the fuck am I even doing this? Could you see yourself doing that?
Speaker 2:For sure, and it you have to make that switch. And it is a scary switch because it's like what a lot of money. Yeah, you could end up in this like cycle of resentment.
Speaker 3:Yeah, you definitely see a cycle of resentment where it's like man, you know, and then if you had just paid yourself, then you wouldn't have the resentment, because then you're there going hey, I made some money, and then you also had the drive, because then the bank's down low, you got to make sure people get paid and bills get paid and everything, and then after that you can, like he was saying, you know, he doesn't pay the taxes up front, rich dad, and everything he pays himself first, then he pays everybody else, because then at least he got paid and he knows what it felt like to get paid.
Speaker 3:And then even after that he feels like he's owed money, probably as well, and then he needs to make himself whole, Whereas the other way you just constantly feel like you're just, you know, giving your time up for free, and then I could see yourself falling into this tunnel of resentment for the whole thing, and then you know, do you think this whole, do you think this whole kind of shift in your mindset will help you with your invoicing anxiety that you've spoken up?
Speaker 2:Oh, yeah, it already has. That's what's up. That's dope yeah.
Speaker 3:It's definitely helped with everything. And then you know it's made me think about you know I'm sure it's going to talk about you know your network is your net worth or something like that here soon, probably because you know the people that you surround yourself with are going to be. You know you're going to become more like them sort of deal. But then I always wonder about the other side of that is like is someone like that, joining a circle of people like that? Is it actually bringing them down?
Speaker 2:Those are good thoughts, daph, I really like that. You spoke of your network a little bit and like, huh, everyone does kind of get stuck in the rat race. That is pretty identifiable, and you know it's. It's fun to hear someone so open and willing to say, like damn it. Maybe that would have worked for me. You know, not a man I have some experiences to, but it's, it's almost, you know, like do I want? But it's, it's really, I think that's a a character strength to be able to talk about some, some obstacles in the past and what you've learned. And yeah, I like that.
Speaker 3:Good, good stuff, daph, I appreciate that and I think there are when you read the book, when you read the chapter 10 times, it's pretty easy to accept it.
Speaker 2:So you, you didn't get offended by the loser stuff.
Speaker 3:You, you kind of saw in the beginning, and then I was like who, who do I know that fits that profile? And I'm like it's me, I'm the problem, how do I fix this? And then I'm like I hate myself. And now I'm finally starting to come out of this hole and hopefully there'll be money in here. Hello, hello.
Speaker 2:No, it's good. I think, uh, preparing to like share thoughts on a on a chapter also I've I've noticed helps me be more attentive. And also, you know, I I find that with money stuff, I I don't have to like even put myself in any kind of frame of mind to like get a little bit of a kick in the ass. I, I like that, though. I like getting reminded of there there's better ways and there there's more out, there there's opportunities, and so I I just uh can also see this chapter maybe discouraging some people also, because you know your whole intro to what you said, daph, you were like you know, this is talking about wealth, like pretty crazy wealth, and not a lot of us are going to get there. I don't know.
Speaker 2:I think a lot of the the disclaimers and precursors are really helpful for kind of jumping into this content, because otherwise I I do fear that some people could jump into this chapter and be like what the f*** this guy man, I am a loser F*** this, and like get into a bad spin or something. You know what I mean. So I don't know. Ryan Sparky, I'm excited to hear you guys's thoughts. Who wants to go next?
Speaker 5:Go ahead, Ryan.
Speaker 6:Sure man, I'll get a evening and, uh, have some good takes of Daph. Um, agree with some of your points too, and I was, uh, okay, actually I had had the audio and listened to that actually twice today just before, the space just kind of refreshed and I kept reverting back to the, the part of where, in the first beginning of the chapter, where it was like you got to identify right, the, the, those, um, hey, oh wow, hey, looking out again, but I I'm slipping my mind, Um, but it's like it was just kind of like going, I'm, I'm on a grain for it here and I take I'm going to go with it.
Speaker 6:I'm like, what the hell am I going to say? Let me find these, these words that I was going to read. Um, uh, what page are we? What chapter seven, that's right. Uh, where was it? Here we go, the bad habits Error again.
Speaker 6:Um, cat, uh, lazy, this, some of those key factors right there. So, like the whole time I'm sitting there like cursing myself out, I was like fuck, I'm arrogant, God, I got bad habits. So I'm like, okay, so there, there we go, Um, identifying those things. And then also the part where he said, yeah, you're getting old, you don't have enough time. And it's like to me that one was like no shit, Sherlock, Like why do you think I'm reading this book now? Um, anyway, I heard that I just kind of was like okay, well, what's his, what's he going to say? And then it was like just dive all in. You go big or you go home when, or you're going to lose, you know, basically is when I got out of it, you know, and for kind of like the take of the first part of my take was that arrogance and the bad habits. Like I've had a bad habit of being fearful for taking that that giant leap. Um, it's kind of a kind of a pride arrogant thing too. So, um, being like, oh no, you don't need to go get that freaking diploma that they want you to have to say that you're certified, Like they did it for 20 plus years, Like, how much more certified do you want? Right, you know what I mean. Um, so that was the arrogant part that I kind of got away with and I could have advanced a better, better greatness in, in, in my aspect of just my adventures and whatnot. Um, definitely kind of for me.
Speaker 6:Um, it did kind of sink a little bit more than the other chapters. It's kind of, I guess, as Dap said, um more because of my pride. I guess it's going to hit the pride spot, um, for me at least. Uh, and then, knowing that I'm getting old, I mean, yeah, I've sort of thinking um that I try to remember the name of the pro company. It was like, uh, one of those, um, multi-tier pyramid. Um, it was, it's, it's the new amway, Whatever the new amway is called. They renamed rebrand um quick star quick star.
Speaker 6:Yes, there, it is no way, god, there it is Anywho. Yep. So I was into that and let you call me Cal. I remember just that's what I was thinking about reading this chapter, like, cause, they remember you got your, your missions and you got to set those goals to where you know, um, what you want to be in 10, five, 20 years, right, um, short-term, long-term goals for your business and, um, I just kind of sit there thinking about with that because it was real, uh, entrepreneur and you know classes in a sense, for whatever you want to call it. I mean I got a lot of learning out of it.
Speaker 6:No, give me wrong, I did get take a lot away and made some good friendships and some of the later on partnerships and business and stuff, which was neat, um, but, um, it was cool because it really spoke about that in this chapter and I was kind of resonating with myself and, um, knowing that and identifying those, I guess.
Speaker 6:So, um, before you take those, those risks and, um, kind of going back to a couple other chapters that we talked about that, to risk management, that would be kind of the play, um, and then I don't know who said it, some of you was like asking about, oh, you know, having a business partner or someone to kind of, a company to ask or whatever, sometimes to have that person to go back on. And if you don't have that, that's where that, that building that, that, um, you know, we're not probably that that courage and and to be able to take those leaps and uncertainty and I I really feel like that was kind of what was brought out to me in this chapter is, um, getting rid of that gut feeling. Um. So, yeah, um, this was a good, good chapter, good little takeaways, and it made me think about some, some stuff that I haven't thought about in a while and it old freaking, yeah, boy, because it's funny, cause my dad did this stuff and when I was a kid and and then when I got into it, he was like, oh okay, yeah, yeah, we know that goes, but there there there's.
Speaker 6:Your grand stuff was pretty good and you know triple X vitamins. I never frigging realized how much it cleans your system out until I took that vitamin stuff. Holy moly, who worked Any of you? All right Back to the book. Thank you for for speaking. Yeah, Hopefully got to the point on my topics. I got to the point, so I was trying to get to this topic, so thank you.
Speaker 2:I love hearing little tidbits into people's past lives and past ventures. That's awesome, that's that's hilarious. You've been to some pretty rock and roll conventions as well, yeah.
Speaker 6:I, I, uh, oh yeah, Rose Center many times. Eastrew Washington multiple times. Yeah, it was fun yeah.
Speaker 2:And maybe, maybe, some motivational tapes, the cassettes man. I remember my, my brother and my mom both had a bunch of those. Uh, those they would. They would call it tools, what, no like, uh, what would they call it? Anyways, you'd get some more points by buying products and you could buy motivational tapes and you had all the zig ziggler types. Uh, sparky, I'm excited to hear your thoughts, my friend.
Speaker 5:Fuck this chapter.
Speaker 2:Hey, I I, as you heard, I had a bunch of disclaimers and what ass I'm a okay here in some of your thoughts. If you've got some fuck this chapter thoughts, cause it can't, I felt like maybe it could have been. I don't know. You know he is controversial, he admitted it. He wants us to dive in and talk about stuff and he wants to sell. So do you think it this was all just controversy or did he come across a little dickish and I don't know? Am I wrong?
Speaker 5:I mean, the first thing that I have, I have beef with or I have issue with is um. I mean, above, above the fact that he's saying that I'm like my way of thinking and my personality of being cynical and whatnot is bad, um, above that, I think it's absolute bullshit the quote of saying, um winners are, uh, people who are unafraid of losing. Um, no, they're just people who actually won. I don't think they're more unafraid of losing than the people who lost. I think it's they played better or they, they, the outcome was better in their favor. Um, I don't think there's a difference of fear between them and the people who who ended up losing, um and I. I just think that, like in that instance, they, they were better.
Speaker 5:I mean, if we look at like F one, for instance, hamilton won F one for like seven years straight. Uh, every race, basically every season, he, he won Um, he just had a better car. He ultimately had a better car. Now Verstappen has a better car and he's out out driving Hamilton. Hamilton hasn't had a change in his personality, he hasn't had a change in his fear level. He's still essentially the same driver. So to to say that you know, the people who won are uh unafraid to lose, like it's. No, everybody's still, it doesn't matter what avenue of life that you're in, everyone still has, uh, some degree of fear of losing.
Speaker 5:Um and to, to say that winners don't have that is. It's just ludicrous, um, that the there's a lot of things with this book in general and that he does that. I just I don't really agree with how he says things and how he does things, and obviously it's a dated book, it's an older book, the timing is different. We've talked about the real estate market Like I don't know. I just I find it. I just find it ridiculous Like DAP talked about the whole model yourself after the Texans, because they're, like you know, remember the Alamo, even though the Alamo was like a ridiculously lost battle where they got, you know, wiped out. Basically Celebrating failures or celebrating losses like that, it's like that would be like saying to and I said this to DAP and in a text earlier it'd be like saying, okay, germany, you know, raise your Nazi flags everywhere and celebrate that you lost, even though you support it Like it's, it's a ridiculous notion.
Speaker 5:It's no different than and I apologize if this offends anyone, but it's no different than flying a Confederate flag. It's like the Confederate army lost the war. It's probably the biggest loss in American history. Is the Confederate army losing and celebrating that is just a ridiculous notion to me. So I mean, acknowledge your losses? Sure, they definitely, they make us who we are, but celebrating them and and cheering them on, it just it it's.
Speaker 5:It's a whole new level of, I think, narcissism to some degree and lack of wanting to change. Because if you're celebrating your losses, you're celebrating essentially your, your downfall, your flaws. It's celebrating that that part of your history. It's like, again, you shouldn't celebrate that you lost, you should acknowledge that you lost them and try to work to change that. But like there's a, there's a famous quote that he could have used this instead. But there's a famous quote from Thomas Edison and the light bulb, where it's like, you know, thomas Edison was asked like you know, you failed to create a light bulb a thousand times or whatever, 10,000 times or whatever the number actually is and he said to the person is like I didn't fail, I figured out a thousand ways not to make a light bulb. And that's not celebrating your losses, that's just acknowledging that you didn't figure out the right way to do it. And after a thousand times, you found the right one and it worked.
Speaker 5:That's a different mentality than saying celebrate your losses, remember the animal, like like it's just. It's a ridiculous notion in my mind. It's like let's celebrate that we used to be this type of person. It's not a good thing. We need to grow and we need to change, and one of the one of the bigger issues that I have with this book is a lot of it talks about needing to be financially literate and us learning financial literacy, like understanding everything from that aspect, and I feel like this. This is more trying to sell more of his outside works and outside things, as I said before, as opposed to him teaching us stuff. Like a lot of things that he's saying here is setting up a future course or something in the future. It's not really giving you the end result.
Speaker 5:The end like talking about the fear and talking about the cynicism, even the last, like number five, arrogance. It's literally like a paragraph long. This is stuff that you could teach an entire course on, let alone you know a chapter that's like 30 pages long or however long the chapter actually is. And yeah, we all have fear and we've talked about in the web three space fear and certainty. Doubt is a big thing that people play, but it's also not something that we should really frown upon. I feel like it's something that helps feed our financial literacy because it helps you to understand, especially with like stocks and crypto and that sort of stuff. It helps you to understand the red flags, seeing red flags, seeing problems and things you know, as someone who would be classified as a cynic, tying the two categories together to some degree of fear and cynicism.
Speaker 5:Cynicism, again, isn't a bad thing and having a cynical mind, again, it helps you kind of keep your money to some degree. It helps you to better yourself to some degree. I mean, the definition of cynicism in general is an inclination to believe that people are motivated purely by self interest. That's like the majority of society is motivated purely by self interest. We're all trying to better ourselves. We're all trying to, you know, get ahead. You know in the book in general is trying to teach us how to be independently rich, to better ourselves, to be more, you know, focused on ourselves, even talks about being greedy for your own personal benefit. So it's a little ass backwards to say get rid of cynicism but then do what? Cynicism says that everyone is like. It's like the hypocritical in nature to some degree. Don't believe in cynicism, but then be the exact definition of cynicism. It's just I don't know. It's ridiculous Saying that cynicism is the boy who cried wolf or the chicken little.
Speaker 5:That's not the case, because in those instances they were throwing fear out on something that wasn't something you needed to be fearful of. In chicken little, the sky wasn't following or following the. In boy who cried wolf. He was crying wolf to, to amp up the the village, and there was no actual wolf. He was just causing a problem where there didn't need to be a problem. But someone who's saying something, sometimes not always it sometimes has some validity to it and that tends to be more often than not.
Speaker 5:When I speak up with my quote cynicism, I'm noticing a red flag and I'm pointing it out. It's not for the sake of trying to deter you because I'm being cynical. I'm trying to, like show you that there's a problem here that potentially needs to be fixed before you dive in head first. I don't know. I think there's a lot of things with this chapter that just don't mesh well. There's nothing wrong with saying to overcome fear, but I just think a lot of his examples of fear and the way he talks about fear is just not accurate. I think it's a good concept to say don't say I don't want to get into real estate because I don't want to fix toilets because, like he says, it's a good idea to hire someone to do that for you.
Speaker 5:But we're again going back to the whole economy that we're in. We're in an economy where the average person as DAP said earlier, the average person is not going to be able to get to this point of financial freedom. Everything's just stupid expensive in today's society. I went out for lunch with my family today. We had friends coming from out of town and they treated us to lunch and ordering lunch, it's like $15 grilled cheese sandwiches. My son had a. I think it was like, yeah, I think it was like a $15 grilled cheese sandwich. It's literally just bread and cheese. What the fuck are you paying 15 bucks for? But that's the economy that we're in. It's not like it's some fancy grilled cheese that's out there. It's just regular grilled cheese, basically. Maybe he has some sort of sourdough bread, but that's the economy we live in.
Speaker 5:Groceries are inflated, housing is inflated. Obviously, in the States things are lower, but here in Canada the average cost of the house is about 500 grand. We can afford that. Today. The average salary is like single person salary is about like 45 to 50 grand. That's an okay salary. Good salaries are like 80 to 90 and then the higher up is like 120 to whatever. But if your mortgage for your own house is 400 grand, 500 grand, how are you affording to buy a second house if the inflation hasn't given you that equity? And even if it has given you that equity, how are you able to sustain a second household with down payments being absolutely astronomical? The concept of finding your cheaper housing and stuff like that, just especially here in Canada, is very hard to do. You'd have to go to literally the boonies and that's not a good place to go. So there's a lot of things with this that I struggle with because it doesn't really fit with our current environment and it's also it doesn't feel like there's a lot of teaching as far as the literacy aspect of things I mean.
Speaker 5:Dap said to me the other day we should get into doing some more trading and whatever. And I said to him every time I trade, I lose Literally have lost more money than I've ever actually gained doing trading, and it's not about a fear of losing. It's that I'm tired of losing. I don't want to keep losing money, and so why am I going to risk more if I haven't cracked whatever code I need to crack to be able to be quote a successful trader? And I don't know if there's something out there that I'm not learning or that I've missed or that I'm needing to figure out, but I can't seem to pull it off. Every time I do any kind of research on something, whether it's the stock, or try to get into crypto to some degree, I end up losing more money than I make.
Speaker 5:It's just the fact of my history with this and I kind of feel like I'm tired of it for one, but I feel like telling people to just go and do this, get rid of that fear and do this. It's not really that smart because you're not giving all the details of what could possibly happen. What is the likelihood of doing this? Like even nowadays? Again, comparing the timeframe when the book was written versus now, the stock market, if we're just going based off stocks, is a completely different kettle of fish. I mean, ever since GME happened the whole game stop thing it's been a lot more volatile, especially since that happened in COVID and everything else. It's been a lot more volatile and a lot less predictable on certain avenues.
Speaker 5:So to try and say that stocks are a good thing to invest in especially him saying the small cap stocks and that sort of stuff, I mean I've done that. I've done the research on a small cap stock, looked into what its potential is, looked into what it's doing for us. I looked into one that was a silicone. Was it a silicone? Yeah, silicone mining company and they were doing a lot of things that could benefit us in a great scale of things in the future, because we're having these silicone shortages and everything, and their stock went nowhere. It fucking went down. It's not worth anywhere near where I got in at and it's like this stock had the potential to be amazing and it's done nothing but go down.
Speaker 5:Why, what's the purpose? So again, I'm not sure if it's something that I've missed out on with the research aspect of things, but it's one of those things that saying just go do this and get rid of your fear and don't listen to the cynics and every other point that he had don't be lazy and get rid of your bad habits. It feels like it's so short of a lesson that he's trying to sell you more lessons or more teachings on an external avenue, but on the other hand, it's not really teaching the financial literacy that we need to be taught or we need to learn. It would be more beneficial to teach about stocks, to actually talk about stocks and go into detail about what you look for. That would be more financial literacy, teaching more about real estate and diving into how he does things. Not saying this is how you need to do things, but actually getting into detail and going through an explanation of what he does and how he does it and why he does. It would be more information for people than saying this is what I was taught. You should do this. It's a little ass backwards to me and it feels like you're again and I said this early on with the book it feels like you're only given half of the information.
Speaker 5:I feel like the entire book and his entire stance is the last point of arrogance. It's just this arrogance that I know better than you on what I'm doing, so listen to me and do what I say, but again comes from more of a point of trying to sell you shit in my mind. We all have things that we should work on, granted fear and laziness being a huge one. And bad habits another big one Selling too early or not selling at the right time or waiting for it to go to a million dollars. And there's the thing called round tripping, where you buy at the bottom and then it goes up to a crazy amount and you're like, oh, it'll go higher, and then it just goes down the back to where you bought in. That's a bad habit that you want to get rid of. Cynicism, I don't think is a bad habit.
Speaker 5:I don't have any issue with cynicism simply because of, like I said, the definition is not at all what he characterizes in this book. It's very similar to his characterization of Robin Hood in the earlier chapters. He's misrepresenting things, he's missaying things to some degree, and I don't agree with it as someone who's been very cynical, and maybe I'm taking it too personally to that degree. But I just think it's a bit ridiculous to say someone who is being cynical is bad for you, because a lot of times the people who are no, maybe not a lot of times, but some of the times people who are cynical actually have something valid to say. Now, that's not to say you need to listen to the cynics, but as someone who's learning to be financially literate, you need to listen to every avenue.
Speaker 5:One of the things that I've always tried to do with my life is never take one side of the story for its face value, as true as factual. There's always three sides. There's the like, your side, their side, and then there's the middle, which is more often than not a mixture of the two and closer to the truth, and you can't like if someone comes to you and says so and so said this or so and so did this. You don't immediately vilify the person that they're talking about. You need to be able to think critically and be like okay, well, why did they say this? Or what caused them to say this?
Speaker 5:A case in point was there was a YouTube video that popped up recently. I don't want to get into the debate of things, but it was basically a student had approached his teacher about JK Rawlings and her being a transphobe and he said to the teacher like what do you think about the fact that she is? And the teacher was like okay, well, why do you say that? The fact is, she is this. And so he didn't say to the student she isn't. He said to the student break down what you're being told and then critically examine it and then go and look at what she's being labeled as this for and come up to your own conclusion. So the kid went and found the tweets that were the ones that were supposedly the bad ones. He read them out loud to the teacher and the teacher said, okay, well, what about that? Do you read as bad? And the student read through it all and he said nothing. And then, okay, so let's find another one. So he went and found another one and again the teacher had no opinion on the matter. The teacher was just trying to teach the student to think critically and be able to examine both sides and come to his own conclusion, as opposed to thinking just the one side was correct.
Speaker 5:And we are losing that as a society. And that's where I think cynicism comes into play on a lot of things is the cynics tend to see someone saying something and go well, what about the other side of it? Or they tend to weigh things kind of on both sides of the fence and that sort of. So you got to get your information from more than one viewpoint before you can make your own decision on what that information is. And with financial stuff it's better to weigh more options than to just take someone at their word. Because look at what happened with these situations like Bernie Madoff and Pyramid schemes People got stolen like millions of dollars from them because these people had the answer. They had the quick, the quick, get rich quick scheme and convinced these people that this is the best way to make your money. So people put their money into it and they lost it all. Bernie Madoff's in prison for years because he stole millions of dollars. And look at the whole San Benjamin Freed stuff and how much money that guy stole. It's all people convincing people that this is the best thing, and nobody's looking at it from a cynical point and being like, wait a minute, that's too good to be true.
Speaker 5:So I think there needs to be some healthy level of cynicism in our lives to some degree to help us be able to be financially literate. I mean I have nothing to say against being lazy and being bad habits. I mean I'm one of the laziest fuckers as it stands right now because I've been jobless for 13 months, almost 14 months, and part of it is not putting a lot of effort in in the beginning, but some of it is not getting in because of whatever was wrong with my resume. That's the laziness. I'm content to sit at home and do stuff to some degree and it's definitely hurting us financially. Bad habits we all have bad habits, laziness being the biggest bad habit that I think most people can tend to have.
Speaker 5:Arrogance I think it's another one of those things that, to some degree, arrogance is good. Again, I think it's served Rob. I think it's Rob whatever Robert, mr Rich Dad, poor Dad here. I think it's served him well to have this arrogance that he knows better than most people and he has the answers and he's financially better off than most people, even with having a billion dollars in debt or whatever it is, I don't know. He clearly has a level of arrogance about him, but I don't think that you need to be so arrogant that you have this I'm better than you and no matter what anyone says, I know it and you can't tell me I'm wrong sort of thing. That's just narcissistic and that's just you're terrible, but I don't know.
Speaker 5:I could keep going on about this. There's a lot of stuff in this chapter that I probably didn't touch on Pay myself first. If you're struggling to get through the day or get through the month or get through the week with finances, don't pay yourself first. I think that's ridiculous. Maybe it'll motivate you, but you could also be homeless if you do that. Again, look at every avenue before you take something at its word and do the thing that they say. He would probably label me as a cynic and tell you to not listen to what I'm saying. Don't fucking listen to me.
Speaker 2:No, you know what. I think that's a really fair take and, to be honest, I think if people go into this chapter with that kind of presentation beforehand, that's kind of the disclaimer that I was talking about. It's a long one, but I think it is kind of necessary. And then, you know, I came out of this chapter with some really good takeaways. But I think it's because I did have a disclaimer in the background of my mind saying you know just kind of how I started this, like you might want to be careful who you present this to and how you do it, because you know a people might get wrecked or they might get their heart broken, or you know there's a lot of details. And I think you're absolutely right. This is just scratching the surface with a lot, and you know Ryan and Dap came away with some good takeaways and I think, with some disclaimers, this does have a lot of good points. But man, I really have to agree with everything that you're saying, also sparky, because that's kind of what I was referring to as a sparky disclaimer. I think it's absolutely okay and it is in spirit of the rich dad, poor dad, mentality of like even he has admitted the last chapter that he himself is split down the middle of being a capitalist and a socialist mentality, and you know so. I think he would even maybe find himself in the details you know that you're speaking of the unspoken details of where he's referring to maybe a new future product, of how to dive into your taxes and let's get into some nitty gritty. You know, I think maybe in those details he'll will find that he has a lot of poor dad attributes and there's a big mix that maybe to be a rich dad, there's just some poor dad stuff you got to take care of. Like, I don't know, is it going to be against his rich dad mentality to get life insurance? I really need to get on that. I have a crazy fear that I'll be hit by a big semi truck tomorrow. I got to get my shit in order, you know, and I think that's a really good one. Is that a scam according to him? Is there a better place to put it? Like, I don't know, maybe along the way with those details, he does have and will reveal more poor dad stuff. But again, I think, regardless of if you personally have a good takeaway or bad takeaway from this chapter, I do agree with the fact that he has a study group session afterwards where he does say like hey, even if you disagree, like just think about this, think about what I'm trying to say, and I do like that it kind of gives him a bit of an out to be kind of a jerk with his controversial statements sometimes, and when you get into it it's kind of like a tough trainer telling you to run one more lap and like maybe points out an insecure body part of yours, like God damn it. But that that's working. Okay, I'll sprint. You know, I don't know.
Speaker 2:I really think that it is good to study this book with a partner. You know, it's funny. My wife came in and she was like hey, I asked my friend if her friend asked her what book we were reading for a book club and she said Rich Dad, poor Dad and her dad, which is like generational wealth, wealthy guy like I don't know what kind of money, but stupid money to be able to buy homes with cash and stuff, and he's, he's passed on and so it's Kate's and man, she has a lot of money and I don't I don't know the exact details, but according to her dad she's like oh yeah, my dad didn't like that book and so like I really think that it will rub some people the wrong way. Even the rich dad types that maybe that maybe homie didn't even read the book you know what I mean and maybe he just heard about the controversy and but maybe he did read it and he was just like, yeah, no, I disagree. And I think this is a good book, though to because then she asked me and my wife asked me, how do you like the book? And I said, well, diplomatically, I think this is a great book for a book club and, if I'm being absolutely personally honest, I've I've gotten a lot of a lot out of this. But could I say the same thing without coupling it with the book club? I don't know.
Speaker 2:I really think that having Sparky's take mixed with Dapps take, mixed with Ryan's take, mixed with sassy's take and mixed with everyone's take, that that tosses in ideas on this one, this one I, this book is. It does get a lot of people commenting, and so I think this chapter and the whole thing, I think you can get a lot out of it. But I don't disagree with Sparky that you should have some cynicism. Holy crap, you don't get into trucking compliance without like really really knowing what the hell you're getting into. Do not do it. Don't get into Web three without knowing like every single click can wreck you, or it can be the most phenomenal experience ever, but let me please teach you a few things before you get wrecked. Like I think that's an absolutely a okay mindset for a rich dad to like take on. So I don't know. I think it's a great book for a book club.
Speaker 2:Yeah, I'm certainly thinking differently.
Speaker 2:I've had the same experiences.
Speaker 2:Dapp, where I am thinking differently, and I think any money book though I would have this kind of thing going on.
Speaker 2:Though I'm not, I don't want to give Robert too many flowers, because I think if we were reading any any other self help but based around money, I'd start to get ambitious and excited and inspired. And I, at the same time, though, I will give this book to big, big thumbs up for how it is presented and how he is kind of buying himself a little bit of space to give his thoughts and then say like yo disagree with me, like have some conversation, get some more out of this with your partner. So I love that he does have a little bit of a presentation. But again, I think I only love that because I know that he's trying to make some money and I'm really impressed with, like it is going to make me want to check out some more products of his. So I am kind of seeing through that and as a fellow entrepreneur, I get impressed and so I don't know, there's a lot of, a lot of angles that I look at this book from. This discussion with you guys definitely feels in the gap, I think, for me.
Speaker 5:Well, I think I think the book is good because it does spark some discussion and it does spark some some fire, especially with people like Dap who are now reading it and taking its kind of advice to try and rekindle some things that he had in the past.
Speaker 5:And you know, me and Daph have been talking about something and we're trying to work on some stuff. So it's it's. It's been good in that sense to open those discussions up and then have building discussions on trying to create something and gets get some things moving. But I think a lot of the stuff that they're saying in the book is just it's it's too good to be true, sort of sort of discussion like it's it's the. We don't live in a cookie cutter society and I mean we're having this conversation about the school systems and kids that have, like ADHD versus kids that have learning problems. And you know there was a way that they did things like when I was growing up and when the family that we were at this afternoon, when their, their teenagers, were in elementary school, where they put the the learning disability not disabled or disability, but with like learning problems where they were behind or whatever. They put them in the same class as the behavioral problem kids and that doesn't help them any because, you know, it creates an environment where now they're learning behavioral things when they should be learning the things that they're delayed on with school. So, like the, the daughter was delayed on math or something, and so they they ended up getting the child ended up getting put into a class with kids that were, you know, biting and scratching and hitting. So now she's learning to bite and scratch and hit because she's in this, this delinquency class.
Speaker 5:I mean, I myself, when I was in elementary school, was a grade six or whatever. They thought I was stupid because I I wasn't paying attention and I wasn't doing the homework and and that stuff. But when it came to doing the tests, I was getting like eighties and doing great and they're like, well, why is he not doing the homework in the classwork? But he's getting good on the tests. So they end up doing these, these tests on me and they found that, like in grade five or six, I was at a grade 12 reading level. I was like I was above my class as far as everything, but they determined that I had 80 D and so I just wasn't interested when I was in the class. So they ended up putting me in this special class and the special class was again the delinquents. It was all the kids that were there for being abusive or fighting or whatever, and so that didn't help me any.
Speaker 5:But we're trying to do a cookie cutter thing for all these, my point being, we're trying to do this cookie cutter thing for all these students and and that's what something like this book is trying to do is trying to create a cookie cutter way to make money for everybody when everybody is not going to be able to make money the same way. We're all individuals with individual, you know, brain power that can't think the same, that can't look at things. The same, someone who can, you know, digest numbers and look at, like, spreadsheets and stuff and analyze that stuff. They can, you know, pick out patterns and things better than someone else, and you know someone else might be more creatively inclined and they, they can hear and see notes and colors differently and whatever. Like we're all completely different in that sense. So you can't really build a cookie cutter one size fits all financial strategy for everybody, and that's where I think the biggest flaw with books like this are, but I still think it gives the discussion that we're having, like you said, these book clubs to be able to have these conversations and give everybody's perspective and be able to pick things apart.
Speaker 5:And they said I found some good avenues to this book and things that it's saying that are good, but there's other things that I take issue with. And it's not that I'm trying to take issue with things, it's just the mindset that I have is, when I read something that makes me go wait a second, I say something versus like look at the other book that we read without the not giving or the whatever and not giving a fuck. You know I saw issues with that, but by and large, I thought that was a really good book for helping people to grow as a person. I think I have the ability to read into things better not better than people. I'm just like, like I said, that wrong. I just have the ability to not take things for face value. I try to see both sides, or all three sides, as I said earlier, and read through things and, again, not take things at face value for some of the bullshit that it is and some of the things that said.
Speaker 5:I mean, like I said, there's there's several flaws in this book that I pointed out already. Like the definition of cynicism doesn't match up with what he's saying. It is in the book and the whole Robin Hood thing. Like you have to be able to see the bullshit. When people are saying bullshit as opposed to just oh, this guy says that this is how it is, so that's how it is. You have that mentality and that's how you get duped into believing crazy conspiracy theory, shit and stuff that isn't factual. You get fed misinformation and you tend to believe it because you know it was said by some person that I believe is true, but that person has no credentials behind them or whatever. So I think critical thinking would be a better topic to discuss as opposed to the stuff that's discussed in this book, but that's. That's a whole different subject altogether. I don't know. I just I think that the discussion of the book in general is very good to give the different perspectives and help us to grow individually. Whether you like the book or not, I think it's.
Speaker 2:It's definitely beneficial to have the discussion about it and see where everybody's coming from dang, that was great, and I think that the idea of a critical thinking book for the next one who not a bad idea. I've got to start doing some research because it is approaching my friends. We've got chapter eight. Next there's nine chapters, so we are just right here at the end. And yeah, I saw lion tagged someone for a new book. Man, we're right there.
Speaker 5:We got to start thinking about what we're going to read next the last thing I wanted to say, though, on on the critical thinking aspect, is that he kind of talks about it at the end with the arrogance thing where he says that you know, people who are arrogant try to hide their ignorance. So it's basically the people who are feeding you misinformation, will try to sell it to you so well, because they try to, like you know, build it up in a way that it doesn't seem like they're lying. But you have to be able to read through that shit and that's where the critical thinking comes in is we're not doing that and so we're taking some of the stuff that face value and we're being misinformed. He says they're not lying, but they're not telling the truth. It's they're not lying because they believe what they're telling you is the truth, but it is misinformation because the information that they've given you is not correct information.
Speaker 5:It's like going out there and typing in Google something and giving being given 100,000 results for one thing, and then on the other side there's one result and taking that one result as if it's fact. That's not how it works. There's usually 100,000 because independent people have gone through and looked up the same thing and have gotten those 100,000 results. One result does not make it fact. You have to be able to do the research and figure out where the fact lies. And sometimes it's not necessarily one side of the other. It's, like I said, somewhere in the middle, but sometimes it is one side over the other. So I think he says it a little bit at the end of the chapter, like literally in the overcoming arrogance thing. But you have to read more into it than just, you know, overcoming arrogance.
Speaker 2:I really like it. I think you know this book. He does allude to building a team and having advisors and having tax help, and you know he doesn't talk much about having partners and that's a whole another question. It's like do I want to have partners in any business venture? Can I handle it all myself? Can I outsource it? Can I organize? You know like I have different ventures by myself and with partners. I tell you what it's nice it's. It's its own war and battle in and of itself dealing with partners.
Speaker 2:But I'm just looking at my, my current compliance partnership and we do have a chicken little. He has saved us many times. We do have a dreamer. I'm kind of in that boat a little bit. Sometimes he has panned out some crazy deals that just are amazing over the time. We do have a what if? Careful guy that needs every answer to everything and needs to plan out everything and does not want anything to move on without any votes, whereas you know that kind of holds us up sometimes and we can't make executive decisions. But boy oh boy, isn't nice to have a cohesive plan in place in an SOP and all that.
Speaker 2:He brings the table and I play mediator sometimes and I play tech guy sometimes and I play other roles and it's, you know, nice to have, I'm just saying, going into any financial talk, any business talk, it's so worth it to at least hear out all the different personalities and roles and and to weigh things. And obviously you can get caught up in in that process, getting in the way of productivity. But if it can work, man, like there's so many different personalities that that if you can captain, plan it, that, that shit, it's really powerful to create mastermind groups, to create partnerships to, but at the same time that's a stress in and of itself and there are times when it's like man, be nice to have my own thing. And that comes with its own advantages and perks, if you can handle it. And so I really love this, this whole discussion, it's really fun and I do think that you should have some what if? Guys. You should have some sparky types that read everything, question everything, bring up all the all the good, bad and ugly.
Speaker 2:I think you need the DAP types that are just like man, I want to put things in place to to make more money and to be more productive, like that's not a bad idea and let's go, let's go, and I just think every personality can bring good ideas to the table. Why not hear out other people's ideas, even if they might be like just relating it to the book? If you hear some ideas from a poor dad type I really, robert, might be more poor dad than we think, sometimes in different categories and why not hear it out? You know, and weigh it out, and if you're going purely off heart and gut, feeling like do you, should you incorporate some stats into that, that process? You know, I just think the whole discussion is fun. Sparky, go ahead.
Speaker 5:Yeah, like we're all individuals, right, we all have different mindsets and I mean DAP has a different mindset than I do and Ryan has a different mindset than you do and we all have different ways of seeing things and looking at things and us coming together as a cohesive group allows us to be able to have these discussions and give each other our viewpoints. It's definitely something that, like when you're in a business, you have people that are in specific roles for specific reasons. You wouldn't put someone in HR who doesn't know HR because they're not going to do well, they're going to fuck up and shit to bed. But that comes with education, experience and education. Like we talk about having people with specific roles. We had that conversation about specifying your career path or your job or whatever, and being a master in that field or whatever. That's where that comes from. Is you create these people that go into these different sectors that help your whatever business or group function. It's no different than like a sports team. You're not going to have a person who's good at being a goalie or good at being a defender All of a sudden be a forward and or you're not going to have someone who's good at being a kicker, it's all of a sudden be the, the quarterback. Everybody is trained in their specific field and that's what they play. You're not going to have a defensive lineman. I don't know shit about football, so I'm going to, you know, I'm just going to use some of the things that I do know, and you're not going to have a defensive lineman be a running back like it just doesn't. It doesn't make sense, but it's, it's. We have people in specific roles for specific reasons. But then, on top of what we're what I was talking about with, with the critical thinking, I wanted to just read the last line or the last paragraph of the book, because he does say, basically, you need to be a critical thinker, without actually saying it.
Speaker 5:There are many people in the world of money, finances, investments, who have absolutely no idea what they're talking about. Most people in the money industry are just spouting off sales pitches, like used car salesman. When you know you're ignorant in a subject, start educating yourself by finding an expert in the field or a book on the subject, that's. That's. That's the last line that you need to read in this book, in my opinion, like the book itself is telling you that even this book is a sales pitch from a used car salesman, because he's still he's trying to sell you something or sell you a concept or an idea, when he's not necessarily an expert in it. He is a self proclaimed expert, let's say. But one book isn't enough to give you enough information on the subject and I think that you know finding people who are quote experts, hearing multiple experts reading multiple books I think that's the more critical aspect of it. So I wouldn't say find an expert, find multiple experts, find multiple books on the subject.
Speaker 5:It's like if you're going to go, if you have a problem with your car, you're not just going to take it to one mechanic and be like what's the problem? And I mean some people do, but in theory you should probably take it to like five or six mechanics and get a quote and see what they say, and you know that would be the smart thing to do. You know same thing with, like, an injury or something you know. There's many times where people have some sort of illness and they can't say what it is. The doctors don't find the problem for months and months and months and then six months later they've gotten a fifth opinion, and the fifth opinions like yeah, you have stage four cancer, you're going to die in four weeks.
Speaker 5:Like if the first person had fucking found out in the beginning, it would have been great, but sometimes that's not always the case. You definitely need to get different opinions on things. So I think that we are very ignorant as a species on a lot of things because we're not taught a lot and we need to educate ourselves by not listening to one side, but going and finding multiple sources and seeing what they have to say about it. If they differ, find out why they differ and see what it is that's causing them to differ, and then try and weigh the pros and cons of each side. I don't know, it's like I said I could talk about hours about this shit, but that's just my final take on that stuff. I'll shut up now.
Speaker 2:Hey, I think it's fair and it's an important few ideas and thoughts that everyone should go into all of these chapters with. I think that's really good and really healthy for reading this type of book and anyone that gets too hyped up and falling into any cells pitch. It's like yo yo yo, yo yo yo. He even talks about buyer's remorse, or does he? Maybe I'm mixing another presentation, but anyways, it's like yeah, he does talk about it. That's a real thing. Don't go through that experience. Just buy things properly that you need and that you want and shop I don't know that's a whole another book right there Just like how to shop around.
Speaker 2:I don't do that. When I go to the grocery store and my mom did it, my wife does it it's like find products you actually want at the price you want. I'll just go in and like first thing I need, I'm just, I'm a terrible grocery shopper. Oh man, I like the what ifs, I like the questions, I like all that, but I also like coming away just hyped also, but with direction and with clarity. I think it's a good mix this whole conversation we've had. Daph Ryan, do you have any thoughts? After hearing Sparky's thoughts, they fell asleep on us. I'm so awake, they're still partying.
Speaker 6:I did. I lost it. Now I'm like God damn it. I was going to respond to something said a long time ago and I don't remember now. So go ahead, daph, and I'll try to remember.
Speaker 3:Well, I, just for me, you know, I mean it goes with my mindset, and not everyone has my mindset. I mean that's crazy enough to go to school and get a master's degree and stuff for like doing businesses and whatever. That is a super niche thing. So yeah, I mean most people just become an entrepreneur just, either out of mistake or out of necessity or out of you know, they go to work and then they work until they're like 40 and then they're like you know what, tired of doing this, I'll do it for myself, and then they do it there. You get a lot of people that decided to do it out of there.
Speaker 3:But I mean this is a very entrepreneurial book. I mean it does touch a little bit into you know, investing and whatnot. And I will say too that I, since we me and Sparky have played the game, and since signing up for the game I was also on Robert's newsletter from that, and every day I get an email from Robert's newsletter and it's kind of cool because they'll have some sort of little snippet of information that's possibly not in the book because we're not done with it. So, no, and yeah, so it is. There is a lot of salesy stuff in this as well. And and there's salesy types of things is like I've not bought anything.
Speaker 3:I haven't even contemplated buying anything, and I'm just trying to learn from how he is also presenting all this information as well. So, yes, obviously it's kind of reminds me a lot of how Alexander had the belt maze. It was to hook the reader into wanting to know more about. You know the book. Obviously don't put everything out there, you won't be able to do it. It's the same thing is kind of everything is.
Speaker 3:I mean, I'm sure that Intel and AMD already have technology to make even faster and more efficient processors that are probably 10, 20 years in the future. But why should they do that when there's all those steps before that that they can present and make money off of as well? So it's just, you know, it's part of it. So I mean, yeah, I get that. You know, if he is successful, then why is he doing this and everything? Well, I mean, it's another way for him to make money too.
Speaker 3:So I think I did to assigned up for a live class tonight to through there. It was free and, yeah, it was shelling this other guy that he has that does trading, which I thought was interesting as well, and that was that's not really something that he just really takes off of in the book. All he really mentions about trading is how to use a stop. So like stop loss and trailing stock or whatever, those are different types of stops that you can use. But a lot of people don't think about stuff like that. They just they have an investor mindset where they're like, hey, here we go, I just I'm just going to buy and hope it goes up. And that's how a lot of people live by when they're investing in stocks and cryptocurrency and stuff, and they don't understand that there's tools out there that allow you to make money when the stuff goes down as well.
Speaker 3:So yeah, the guy was, I don't know, he's been around with Robert and gone around this teaching and stuff like that and everything, and yeah, it was like $1,900 for this guy to teach you how to trade kind of stuff.
Speaker 3:I was like, wow, that's, that's interesting you know, because there's another little thing there for us to be presented with, to make a purchase on. So, yeah, I get that all that stuff's there. But and it's there, so I am, I tread lightly on all of it, but I like how it is making me think it's. It's a different mindset, it's a much more experienced and what would I say? It's a much more experienced and like an older mindset than what I have. It's it's like I told Sparky this to. I was like it's like if I had a dad that knew all this shit. It's like he's telling me he sent me straight. Like he's like you know, oh, you don't want to listen to that shit. Maybe listen to this shit. I told you not to stop being so damn scared and all that shit. And you know what I'm saying. Like it's like being taught to as a child in this book. So I kind of dig it in a way, because it makes me want to listen.
Speaker 2:I love it, guys. I think we've had a pretty great take on the book up until this point. We're not knocking it, we're finding the good out of it. We're asking questions. I really do think. I mean, if you've been listening on these spaces like that's going to be good, but there's just something about digging in and reading the words yourself. I highly recommend I mean I'll probably say this about any financial self-help and with the disclaimers like, get in there and read to inspire yourself to set goals, it's good.
Speaker 2:I think all of us are probably having that experience. I would couple it with discussion with somebody, or listen to these or listen to some other commentary about it. I think you'll have a good experience. Don't get wracked on anything. I think he pumps you up to take, you know, jump from a building to the next, and you should probably do some stretches before you pull a hammy. That's kind of how I'm thinking these days.
Speaker 2:I had to lead stretching at class tonight and it's just like oh boy, I am a good example of why all of you kids need to do this. Look at this old man up here. You don't use me as a demonstration, my goodness. I really think. Before you try to perform anything physical too. It's like, okay, here I am at the gym, let's rock and roll, let's dig into this machine. It's like get a little bit of advice on how to use it properly before you wreck your body. There's just some good know-how that you should take a little bit of time.
Speaker 2:So, yeah, I really think that having some discussion will give the pass on this book being a good book. But I would recommend like, don't just read it alone. I don't know. I think he says that in the book itself. Like, read this with a partner, discuss things. I think maybe he's giving us the benefit of the doubt that we aren't stupid, that we will read into things a little bit, take our time. He kind of hints at that You're going to deal with stuff that you don't want to and maybe pay someone else to take care of the details. I think, within a safe setting. This is a great, inspiring book for the most part, Dap, go ahead.
Speaker 3:So I just want to thank you, elaine, for picking this book because, like I said, today, I felt really alone after reading this chapter. I feel like I'm the only person within my own circle and stuff I like being. I'm very grateful that I'm able to come to this space to be able to talk about it with other people. So because I know that, like my friends and stuff that aren't anywhere near this sort of stuff is, I know that it would just go in one ear and out the other and then they just would go back to doing their normal well, normal to them sort of thing. So, yeah, the only other person I have would be Jack, but she's asleep. I love it.
Speaker 2:I'm really glad we've done this one as well, and I know Sassy always has some really good commentary. I haven't even checked if you've sent me any messages, or I'm sure you've already put some stuff out there. Thank you for being involved, even if you're not able to hop up. But here she is, sassy, welcome to the stage. I can't wait to hear your thoughts. You're going to be the final thoughts of the night, my friend.
Speaker 4:Good evening everyone. Don't hype me up too much. I'm half asleep again, but that's all right. I've been sitting here listening. One of the things about going last is everyone's pretty much touched on that A lot of the things that I was going to talk about and I'm sitting here head nodding through all the controversial topics and where you agree and where you disagree, and I like where everyone's heads up and how we can explore every corner of this and not just take it at face value. I guess, overall, my main takeaway from this chapter is that the primary difference between the rich and the poor is their ability to manage fear.
Speaker 4:Now we had some discussions about why it was good or bad the things that he recommends, but in essence, we're all not swimming, we're all treading water because we're a little bit afraid of getting to the deep end and then that means that we don't really get to our destination. So I guess the thing that's holding you back is fear. So you have to kind of let go of fear and not just in a little way, you have to go all in. He talks about play to win Don't just play to not lose, because that's kind of the anchor that's holding you down and he talks about failure and how he enjoys it. You learn from your mistakes and he wants you to use it as a fuel to propel you forward. So he talks unlike the way he words it that failure inspires winners and it defeats losers. You're like oh, I'm not good at that so I'm not going to try. It allows you to fail before you even try to do anything. He gets into a lot of things and he talks about greed and I don't know. I kind of cringe when talking about the greed and the arrogance part of it. Maybe if we replace the word greed with drive, what makes you want to move forward and to go all in with calculated risks? Because we all stumble and we all fall and it's how you get back up, like he talks about when you're learning to ride a bike. You're going to fall down, but what does that do? It makes you want to get up and try again.
Speaker 4:He talks there's so many quotable things in this chapter. You never met a golfer that never lost a golf ball. It just talks about you don't let anything stop you, and it's a part of the journey. So it has that fail forward mentality Don't let micro fails take you down. We kind of joke in our house if you've seen the movie or it's pretty much a meme but did you die? Not good at accents, but yeah, you're still here. Keep fighting. You're not out yet. This is just one step. Keep going. Just take that and learn from it. It's only bad if it stops you and it's only going to stop you if you let it. So if you fail, just get up and keep trying, go again.
Speaker 4:He talks a little bit about cynicism, or how criticism can lead you to not take the chance, talking about chicken little, and there's always going to be someone who's going to show you the bad side of things. There is always good and bad side of things. But if it's what's holding you back, you can't really listen to chicken little every time, but you should take it with a grain of salt. Someone's telling you something, unless they're being 100% negative, just to be mean. There's usually a little bit that you can use to calculate your next move. So just don't let it hold you back.
Speaker 4:He talks about laziness. I don't necessarily. I see what he's saying and I think he's trying to not just say like, be greedy. Oh sorry, I just kind of skipped entire pages here, sorry. With laziness. He wants you to be greedy, he wants you to be hungry for the wind, like maybe you deserve it, and he wants you to want more. So he in the previous chapters and I think they quoted it again in here, if I remember correctly one of the little snippets inside the book it says don't say you can't do, you can't afford it. It says ask how can I afford it? Be creative, see what others miss and don't take anything, any kind of deal, at face value. You kind of have to look into it and use your knowledge, your intuition to figure out what's the best way to make that a good deal or a good trade. I know nothing about real estate and things like that, but the last couple of chapters had me looking at the local foreclosures and pieces of land and I'm like whoa, whoa, we're not there yet. Back to my whole snowball thing. I kind of have to make that snowball and let it get a little bit bigger before I can think of anything. Real estate wise. But if you're creative you might be able to make some bigger, bigger steps and tend to be creative. That can help me compensate for the lack of a snowball.
Speaker 4:And then he talks about bad habits. So basically, you're good or you're bad habits. They can make or break you. He talks about you know just the discussion people were having about Arnold Schwartzmigger, I wonder, I heard he works out and the things that you do daily become your habits, become who you are. So I mean, if you make a habit of looking for opportunities back to the red car theory make a habit of looking for opportunities, make a habit of looking at them creatively and trying to make the best out of it and not being afraid to make that move.
Speaker 4:If you see it, I'm almost going to gloss over the arrogance part. I'm just going to say like it can help you hide ignorance and educate yourself. But I would say that lack thereof is usually my Achilles heel, so I'll just kind of skip over that. And they just kind of talk about always go back to the toilets and you know people on, yeah, they have that. I'm better than that mentality and I guess that's the one thing I do have. I'm not afraid to get my hands dirty, I'm not afraid to work hard, and I know they keep trying to walk you away from that and just saying be smart and work smarter, not harder. You know, you gotta look and be smart and then you won't have to be in the rat race for your entire life. So the thing I take away from that is just don't let it. Don't let the arrogance hold you back in a way that you're going to skip over something just by looking at the one negative thing that you can take away from it.
Speaker 4:I love that you guys talked about school and how everybody learns differently. Some people are very academic, some people have to learn by doing something or, you know, hands on. And then schools, they have everybody sit down and they expect them to sit down and chair for eight hours. You know you're just going to sit there and you're going to read and you're going to learn, and you're going to read and you're going to learn. And the majority of us, I think these days, are a little bit more distracted and we need to do things and learn in a different way. You need to learn what motivates people and already trying to look at my three kids, who couldn't be any more different I mean, they all have different motivations, different strengths, different weaknesses and trying to figure out what it is that they're going to do when they're older.
Speaker 4:One has dreams of opening a coffee shop. The kids never had coffee in their entire life, but she knows how much I love coffee. So she's always said you know, I'm going to open a coffee shop and you're going to visit me every day. I'm like you know what kid that's? You know, I do love coffee and I do love you and that's probably one good thing that we could do together when you get older, you know. And then the other, I don't know if she's going to teach. She's smart, she picks up on things really fast. I know, I know, lane, you guys are a karate family.
Speaker 4:I had all three kids, my kids, in karate at one point. Now it's just down to two now. One just didn't enjoy it and the other two absolutely love it. In fact, one of them quit at one point. She looked at the teacher and he stopped by to talk to her when they were in the middle of their exercises. She looked at them. She said you know what I hate karate? She quit that day and then about a year later, she goes mom, I'd like to try it again. Like all right, and she's all in she's. She's getting working on her. Her next belt soon and my oldest is a brown belt. Hopefully this year she'll be going for her black belt Absolutely. And then I don't know if someday my little one will get back into it, but she's just, she's just not up for it. She does not like sparring or when everyone looks at you when you're doing a kata. I don't know if that's something that we can, you know, kind of work on, because you know you're supposed to avoid the fight, not take it on. I don't know why I'm talking about karate so much, but just that everybody learns in a different way, we're motivated in a different way and you kind of have to take what you have and run with it. Figure out what's holding you back. If it's that fear, take that.
Speaker 4:In our last session I was at work which I am for at least half of our sessions, I can't chime in I sent a little snippet I'm not sure how many people listen to it, either the snippet or the whole video and it was a clip from Jordan Peterson, and he's a psychologist in Canada. There's a lot of controversy with him, I have to say the government absolutely hates him, and the first time I ever heard him speak, actually first few times, I was just like, wow, this guy's just crazy Bible bumper. And now I want to say I resonate with almost everything he says, but there's a lesson in everything he says A lot of good shit, doesn't he?
Speaker 4:does and I, like I said I totally dismissed him the first few times that I heard him speak and now I'm like I'm hanging on his every word and I'm like, yeah, you know, you're right, you know he talks about physical play and there's. There's not a bad episode from his podcast that I can find at this point, and the clip that I had shared was essentially he says it in different ways in different podcasts and episodes, but the largest dragons horde the more the most gold. Or the cave that you fear to enter holds the treasure that you seek. So where you don't want to look, where you're afraid to look, that is probably where you're going to find what you want.
Speaker 4:So a lot of times we spend all the good portion of our life trying to avoid the failure or avoid not succeeding in that. That's why we're just like I said, kind of we're. We're treading water, we're not, we're not swimming and we're trying to play it safe, and that's probably what holds many of us back and it keeps us in the rat race. So I'll pass pass the mic on to the next person. I know it's getting pretty late for most. So thank you, guys. Looking forward to the next chapter.
Speaker 2:That was awesome. Thank you so much, sassy, for coming up, for sharing your thoughts. That was a great recap and great takes, and I love how you refer to other things that other people have spoken about, and you've made mention of other things that you've spoken of in the past, like the red car theory and the snowball. I love it. I love when you can participate on these and I just hope we don't ever lose you. You're the best. Please continue to give your takes. I just think that was really motivating too. If I can get the sassy version of rich dad, poor dad, that that shit will get me up out of bed in the morning. That was great. Thank you, sassy and Breezy. I'm so glad you came up. My friend, you were up here earlier. You had your hand up and you dropped down, so I'm glad we got you up here. I'd love to hear your thoughts. My friend, go ahead.
Speaker 7:Hey guys, it's been a while. So yeah, lane, you are correct, I did have my hand up, but you know, sparky, he speaks comprehensively, so I was like I don't need to be filler, you get me. But there is this little bit of icing on top of the whole cake from the little. I'm going to be honest, I did not read the book, I'm not following, but just from like catching up on the conversation. There is one thing I have noticed and I thought it's just noteworthy. So it's like an advantage. Yeah, it's the advantage, or something I like to call the capacity of failure. Now, what this is, it's like it's like some people have this, the superpower, because, like everybody, like when you say failure, what comes to everybody's mind is the negative parts. But then, where it can get to a superpower, or, as I said, the capacity of failure, is a people like me, where that's a good thing, like when you're able to take account, just like Sparky said, acknowledge your failures, but not just that, like it's not just that. Oh, I failed and this, I record this point and this is where I failed. It's like it's more to the like, it's more to the point, where you're like I was doing this and this is what happened. Now, what is this? Like it's it's been able to look at what just happened and, if you will call it a fail, because it's not what you were going for, it's more about like learning from it.
Speaker 7:And some people, some people this is where it really gets like sweet icing super parry. Like people can and they're not wrong, they can prioritize failures over successes because, like our, failures can be just as, or if not even more important cause. It's like the, it's like the substance. Like cause something can be filler, but then like just how much of it there is compared to like success, the sweet little cherry on top. You're going to want to celebrate that filler. And why I say it's for certain people it's there's like a, a direct translation to that.
Speaker 7:Like me, for instance, I'm the last. Like I have siblings and I'm the youngest, I'm the last and I can use that to my advantage. Cause first off, like compared to me and using my eldest brother for a reference, if he makes a mistake, if he has a failure, it's going to mean worse. Like it's going to have worse outcomes than me. Cause like if he says he wants to make money, if it doesn't make money, and like if he fails in that venture, then it's going to like the effect is going to come down to me and all of my brothers cause like he's going to want to like give us some of that money.
Speaker 7:But if I, on the like short end, on the bottom of that stick, says I want to do something and make money and I fail, it's just like within myself, like I can do as much as I want and fail as much as I want, and it's like I'm just gathering information and to me that's on like a pretty super power. So I'm not going to disprove anybody, I'm not going to, I'm not doing any of that. I'm not approving disproving. I'm just like it's really noteworthy and for a person like myself not just being able to fail as many times as I want. But if my elder brother wants to do a business and he fails, I can take his failure, do that same thing, fail even more, compound much more information and just like be way ahead of the curve. Cause we're all failing. But I know what I'm doing. I'm putting that failure with information and I'm on to something if you need me. So that's that's it. That's my take, that's my icing on top.
Speaker 2:Yo Breezy spitting wisdom tonight. That was great, bro, and I really relate with what you were talking about. I'm the youngest of six. I have had the opportunity to see successes, failures, and I'm really glad that I had a mom that would analyze that kind of stuff with me. Not every parent is willing to do that. I, I myself, struggle with the idea of talking to one kid about the other, you know, but it was my mom and me. I was the accident five years after my kids, my parents, were done, you know, and so my mom would. Just, I just remember, even as like a three year old, four year old, my mom talking about stuff with me day to day stuff, chores, family drama, all of it. Grandma, grandpa, oh boy, this is the stress to the. You know I was just her little buddy growing up. I think it's really cool to to analyze just my growing up, seeing my brothers all and my sister all very heavily entrepreneurial, take risks, make mistakes, and you're absolutely right, I I've been able to do the kind of the same thing of soaking that up almost for myself and putting myself in their shoes and just thinking along those terms. So cool that was. That was really relatable for me and I, I love it, bro, I, I know you're our, our young rock star here in the the Panda Fam community, but I see an old wise soul in there, breezy. That's some good shit, my friend, thank you. Well, my friends, I appreciate, as always, a really really great space.
Speaker 2:I've really enjoyed tonight's discussion and I've actually I've got a little bullet list of things that are on my mind and I want to get to. I've got a bunch of bullet lists but to kind of separate, a separate one for just kind of this chapter. I would say it's been a success for me and your guys' thoughts have produced some bullet points for me. So thank you guys so much, and I hope anyone listening is trying to look at this or any book or any content that they're reading with. What can I do with this now? And that's always my goal with reading something is what can I do with this now? I'd like to take action with stuff and, even if it's just a priority of mindset, to wake up tomorrow a little hungrier.
Speaker 2:I don't like whoever said it was icky or ew. I think that was sassy. The greedy word man, I'm right on the same page. I like to think about it in different ways. But, man, I really do think we do need to put the oxygen mask on ourselves first before we can take care of others. That's kind of the spirit that I like to surround my goals with and buying karma. But, man, it sure is nice to make some money. So I like that feeling of being inspired and motivated to make a few more dollars tomorrow than I was planning on. Why not? So let's do it.
Speaker 2:Ryan, was that you that said you had a number for the wheel tonight, or anyone who's got a number? I'm ready to rock and roll with a wheel here. I just am so excited that we have more new names on here. But as I'm looking like sassy, you're getting awfully close to 10 spaces. You've got to be, so make sure you guys remember. After 10 spaces, you can get this VIP listener NFT. There's giveaways in the Discord for it, and then every time after we have a space, I'll run a wheel of names with the contestants here. And so, breezy, go ahead, my friend.
Speaker 7:Yeah. So like real quick, I just tweeted it, but like thinking about it, why don't we really get on some comedy around you? Because I must say, y'all are going to see me a whole lot more if we be getting them jokes and funny books around here.
Speaker 2:But I'm just saying I think we're in coming soon territory with maybe a switch up to maybe some comedy or that type of book. I was talking about task management or critical thinking Sparky was talking about I think there's some really cool self-help categories. But heck, the fiction era of our book club was amazing and fun and it would be fun to do something funny. Yeah, yeah, yeah, I'm open for it. So we've got to start thinking about our next book and, yeah, that's definitely a fun one to think about. I know you've mentioned that in the Discord a few times, so I definitely want to start thinking about maybe anything I've read or something I want to read. I haven't read a lot of funny stuff, so maybe I need it. Good, good thoughts, my friend. Well, breezy, we don't get you up here on the stage every book club, so let's, let's make the most of this. Why don't you toss out a number for us tonight, my friend? Between one and 60.
Speaker 7:Hmm, let's go 47.
Speaker 2:Oh, good number, Good number. I can't think of any famous 47s or any athletes.
Speaker 7:Yeah, I just thought of like the most. I think that's a prime number, if I'm not mistaken.
Speaker 2:You know you're going. You're going the smart, wise route. With the numbers. I'm thinking of sports stars. And let's see 1947, anything exciting happened in that year. You're thinking mathematics. Are you good at math?
Speaker 7:Oh yeah, I totally am. But I think I'm good with English, better, but I'm just like really brainy person. So I like I like picking on math as much as like like no math picks on people because two plus two they'll be lost. I love doing complicated math.
Speaker 2:That's what's up. That's what's up. I like that. Hey, we had an awfully close draw tonight. No, it wasn't a draw, wheel of Names spin, it wasn't a tie. Ryan took the win, just brushed right past toast. Watch the, watch the video. I put it there for proof. But, heck, it is very entertaining if you, if you have these close ones. Congrats, my friend, and again anyone has been a while. You got the win tonight, my friend, the wheel. The wheel seemed to distribute it pretty equally, so it really does, it's been doing really good.
Speaker 2:You haven't gotten one, you'll, it'll come around and I just appreciate anyone that's on that and anyone that's not. Again, 10 spaces will look at the different tools to see how many spaces you've been on, but I love shooting that airdrop out and gaining like a really nice little consistent book club. So I love you guys. Thank you so much, and I know Sparky's got another song for us tonight, but, breezy, go ahead and and give us some final thoughts before we wrap it up tonight, my friend.
Speaker 7:Yeah, no, I'm just going to be sassy. Um, I lost your name. I'll get it back. God, whoever won on the wheel, I don't know why, like I missed your name. I don't, I know you. I don't know why your name is just not coming out. But you can thank me later, maybe in the district, ryan. Yes, fucking God, I was about to lose my shit.
Speaker 6:I love it.
Speaker 2:It's a good final thoughts, breezy. I love it. My friend Sparky, I don't mean to assume, but I always love. I always love the song choices. You got a little outro song for us tonight.
Speaker 5:Always do.
Speaker 2:I love it. Hit it, my friend.
Speaker 6:I don't think he knows that it's for you.
Speaker 3:It's not muted.
Speaker 6:I'm not hearing any music.
Speaker 5:Does anybody else not hear anything?
Speaker 2:Yeah, we can hear it, I can hear it.
Speaker 6:All right.
Speaker 7:And the fam comes down. If you can hear it.
Speaker 8:I'm falling over everything to reach the first time. I started on a neon light and it all got dark. I only know how to go too far. My bad habits lead to nice. And in low conversations with a stranger I barely know, swear in the sobie the lies, but it probably won't. I got nothing left to lose or use or do. My bad habits lead to why you're staring at space, and I know I lose control over the things that I say yeah, I was looking for a way out. Now I can't escape. Nothing happens after two.
Speaker 8:It's true, my bad habits lead to you. We took a long way round, but till the fun run out, my bad habits lead to nice. And in low conversations with a stranger I barely know, swear in the sobie the lies, but it probably won't. I got nothing left to lose or use or do. My bad habits lead to why you're staring at space, and I know I lose control over the things that I say yeah, I was looking for a way out. Now I can't escape. Nothing happens after two. It's true, my bad habits lead to you. My bad habits lead to you.
Speaker 5:So obviously the song is called my bad habits, and my bad habits lead to you. It's generally meant as a love song, but you can replace you with anything in your life that you feel your bad habits lead to. So we're talking about fear. We're talking about bad habits in this book time and getting rid of our bad habits. So try to work on getting rid of your bad habits, because clearly they can lead to some shitty things. It's not necessarily what the song is saying, but interpret it how you want.
Speaker 2:Love it. Thanks everyone, thanks Sparky, thank you all. Have a wonderful night, wonderful week. Let's kick ass.